SCAM OR NOT? Five sample messages for class practice.
Some of these are scams and some are real. Copy one message at a time into Gemini.

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MESSAGE 1 (email)
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From: Medicare Benefit Services <notices@cms-medcard-renewal.top>
Subject: URGENT: Your Medicare Card Will Be Deactivated in 48 Hours

Dear Beneficiary,

Due to the new 2027 Medicare card upgrade, all members must verify there information to continue receiving benefits. Our records show you have not yet completed verification.

Members who verify today will also receive a $0 premium refund of $346.80 deposited directly to your bank account.

To avoid interruption of your coverage, please click below and confirm your Medicare number, date of birth, and bank routing information:

VERIFY MY BENEFITS NOW >> http://cms-medcard-renewal.top/verify

If you do not verify within 48 hours your card will be deactivated and you may lose access to your doctors and prescriptions.

Sincerely,
Medicare Member Verification Department

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MESSAGE 2 (text message)
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AZ-TOLL: Your vehicle has an unpaid toll balance of $6.85. To avoid a $50 late fee and suspension of your driver's license, pay by today: https://aztoll-pay.info/p/88213

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MESSAGE 3 (text message)
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Bluebird Canyon Pharmacy: Your prescription for MARGARET is ready for pickup at 2250 E Juniper Rd. Questions? Call (520) 555-0190. Reply STOP to opt out.

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MESSAGE 4 (text message)
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Hi Grandma it's me, I lost my phone so this is my friend's number. I'm in a bit of trouble and I need help but please don't tell Mom and Dad. Can you call me? I'm so embarrassed

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MESSAGE 5 (email)
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From: Saguaro Senior Advantage <no-reply@saguaroseniorplan.com>
Subject: Your Explanation of Benefits is ready

Hello Margaret,

A new Explanation of Benefits for a recent claim is now available. This is not a bill.

To view it, sign in to your member account the way you usually do, or wait for your paper copy, which will arrive by mail in 7 to 10 days.

We will never ask for your Social Security number, Medicare number, or bank information by email.

Questions? Call the Member Services number on the back of your member ID card.

Saguaro Senior Advantage Member Services
